UNSECURED LOANS

Personal Loans

• Loan Amount: $20,000 to $500,000
• Term: 3, 5, or 7 years
• Interest Rate: Starting at 5%
• Loan Criteria: Based on credit and annual income
• Income Requirements:
  • W2: $27,000 annually
  • Self-employed: $50,000 annually with AGI of $27,000
• Credit Score: 680 or higher across all three bureaus
• Credit History:
  • No late payments in the last 24 months
  • Maximum of 6 credit inquiries in the last 6 months
  • No new credit lines in the last 6 months
  • No bankruptcies or foreclosures in the last 2 years
  • No collections
  • No liens on real estate or collateral
• Funding Time: 7-10 days