MERCHANT CASH ADVANCE
MERCHANT CASH ADVANCE
MCA / MERCHANT CASH ADVANCE
A merchant cash advance provides your business with a lump sum of capital. But an MCA isn’t a loan. Instead, the Lender is purchasing your future sales, and you’ll use those sales to repay the funds — plus fees. MCAs work similarly to invoice financing, when you borrow against future invoices in exchange for cash.
• Amounts between $500 – $20M
• Fixed and variable payments
• Terms between 3 – 36 months
• Offers between 1 – 25% of revenue
• Decisions as fast as same-day
• Soft pull on credit